Meadows course at Bay Point Marriott Resort in Panama City, Florida

The Meadows golf course at the Bay Point Marriott Resort in Panama City, Florida is an old-style country club course that's not terribly challenging if you can keep it in play.

The terrain is dotted throughout by lakes and ponds, much of it lateral, though a few short water carries do exist. There is some pesky bunkering, usually challenging you at the doglegs, but most of the bunkers are flat and friendly.

The greens suit the rest of the golf course: they are relatively flat, though a handful has some subtle, hard-to-read breaks.

Green fees at the Meadows course are in the $60-$80 range, about $20 cheaper than Bay Point Marriott Resort's Nicklaus course.

Meadows can be a nice challenge from the back tees at 6,913 yards. Playing from the whites would probably make it too easy, even for the mid-handicapper.

The course is slated for a renovation soon, probably in about a year or so. There are also plans to build a new clubhouse.